Mortgage Broker

The Biggest Mortgage Decision: Bank or Broker?

Posted by Brad Speniel | May 24, 2015 at 6:45 pm

ESTIMATED READING TIME: 3 minutes

5csofcredit

If you’re like most Canadian homeowners, chances are you didn’t buy the first house you saw. You browsed some listings, you walked around some neighbourhoods, or drove around to find a few spots. Then you probably hit a few open houses, and you walked through several. Maybe even dozens. If you’re looking for your first home, you’ll likely do the same.

Buying a house is a big decision. You want to make the right choice.  So when it comes to making one of the biggest financial transactions you’ll ever make – your mortgage – you might want to give it some serious consideration, too. So what will it be? Bank or broker? Here’s a little comparison between a mortgage broker vs. bank that we hope will encourage you to shop around.

more The Biggest Mortgage Decision: Bank or Broker?

Must-Know Tips for Buying a Home

Posted by Brad Speniel | May 24, 2015 at 6:34 pm

ESTIMATED READING TIME: 2 minutes

5csofcredit

Buying a house is an exciting, but overwhelming, time. There are many things to think about before you even start shopping, so be prepared. The decision to purchase a house is a big, life-changing step, and we want you to know exactly what you are getting into. Here are the top 7 tips for buying a home that you need to think about in advance. After all, you can’t start shopping until you know what you’re looking for.

more Must-Know Tips for Buying a Home

A Peek Behind Deeply Discounted Mortgage Rates

Posted by Brad Speniel | May 23, 2015 at 8:40 am

ESTIMATED READING TIME: 1 minute

5csofcredit

When considering a deeply discounted 5-year rate, keep in mind that cheapest isn’t always best. Strangely, we know that’s true when we’re shopping for anything else – but we still tend to think that the one and only factor in choosing a mortgage is that we need need to get the lowest mortgage rate. But, that low-rate mortgage could actually cost you more in the long run.

more A Peek Behind Deeply Discounted Mortgage Rates