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Meet the Team

Head Mortgage Broker | President of CBM

Brad Speniel

With over two decades of experience in financial lending, Brad Speniel has been a licensed mortgage broker since 2007. His passion for helping clients achieve their homeownership goals has driven him to lead CBM with a client-first approach, ensuring personalized mortgage solutions that prioritize each client’s unique needs. Since taking the helm in 2013, Brad has built a team that combines advanced technology and a wealth of industry knowledge to secure the best rates and terms for clients across Canada.

In his free time, Brad enjoys golfing, hiking, PC gaming, and playing in the Victoria Pinball League. He shares his home office with Freddy Cougar, CBM’s Chief “Fur”ancial Officer, who balances his duties of boosting morale and supervising Brad’s desk with plenty of playtime

Mortgage Broker | Realtor | Property Manager

Matt Loree

Matt Loree brings a wealth of experience to CBM as both a licensed Mortgage Broker and a seasoned Realtor with REMAX Bonnyville Realty. Based in Bonnyville, Alberta, Matt has been helping clients find their dream homes and investment properties since 2014 as a Realtor/Associate Broker and expanded his expertise by obtaining his mortgage broker license in 2024. In addition to his dual roles, Matt also runs a large and successful property management division at Remax Bonnyville Realty with over 225 units, offering comprehensive support to homeowners, buyers, and investors alike.

With a passion for helping clients navigate the world of real estate and mortgages, Matt’s diverse skill set allows him to offer a one-stop solution for those looking to buy, sell, or manage properties. His deep understanding of the Bonnyville/Cold Lake/ St. Paul area market and commitment to “making it happen” make him a trusted partner in achieving homeownership goals.

When he’s not working, Matt enjoys ATVing, camping, and competing in barbecue competitions. He loves spending time outdoors with his family, making the most of Bonnyville’s natural beauty.

phoenix-Headshot
Mortgage Broker

Phoenix Ramsay

Phoenix is a dedicated lending professional with a passion for helping clients turn their financial goals into reality. With several years of direct experience in financial lending and coming from a multi-generational family of finance and real estate professional, she brings the knowledge and commitment needed to guide clients confidently through the financing process.

Raised in a family deeply rooted in the industry, Phoenix gained early exposure to mortgages and lending, including learning firsthand from her father, a mortgage underwriter with over 20 years of experience. This background gives her a unique ability to anticipate challenges, simplify complex information, and find solutions that work for each client’s situation.

Phoenix is committed to providing a smooth, transparent, and personalized experience—whether you’re buying your first home, refinancing, or exploring your options. Her goal is to make the process as seamless as possible while helping you secure the best path forward.

Outside of work, Phoenix enjoys competing in pinball tournaments across British Columbia, playing on her personal collection of machines, reading, and spending time with her cats, Hiro and Spike.

Chief "Fur"ancial Officer (CFO)

Freddy Cougar

Freddy Cougar proudly serves as the Chief “Fur”ancial Officer at CBM, managing his duties from the comfort of Brad’s home office. As the undisputed ruler of the space, Freddy ensures everything runs smoothly, whether it’s reminding Brad to take a break, batting at office supplies for quality control, or keeping a watchful eye on meetings (from his cozy perch on the desk).

Freddy is known for his sharp instincts and punctuality—especially when it comes to meal times. His responsibilities include boosting team morale, enforcing naptime policies, and making surprise appearances during important virtual meetings. As a master of multitasking, he seamlessly balances his roles of keyboard supervisor and laser pointer chaser.

When he’s not hard at work, Freddy enjoys bird-watching from the window, exploring cardboard boxes, and being Brad’s faithful gaming sidekick.